Voya Voluntary Products (claims 6/1/2023 forward)
Accident:
Accident insurance can help provide you with a cushion to help cover expenses and living costs when you get hurt. While you can count on health insurance to cover medical expenses, it doesn’t usually cover indirect costs that can arise with a serious or even not-so-serious injury. With accident insurance, the benefits you receive can help take care of these extra expenses and anything else that comes up.
With Voya Group Accident Insurance, you can have peace of mind knowing:
- Coverage is guaranteed issue – no evidence of insurability required at initial enrollment
- Benefits are paid directly to you unless assigned to someone else
- Benefits are paid in addition to any other coverage
Critical Illness:
Critical Illness insurance provides a lump sum benefit to help you cover the out-of-pocket expenses associated with a critical illness diagnosis.
Voya Group Critical Illness Insurance
- Pays you a lump sum of $10,000, $20,000 or $30,000 if you are diagnosed with a covered critical illness
- Dependents are covered at 50% of the employee’s amount
- Money can be used to pay for things like treatment, travel, and living expenses
- No-Preexisting condition clause or health questions upon signing up
Hospital:
An overnight stay in the hospital is expensive, and there may be additional costs unrelated to your stay such as having a baby or missing work. Hospital Confinement coverage pays a cash benefit when you are admitted for an inpatient stay for a minimum of 20 hours. The plan also pays a daily benefit each day for up to 31 days per confinement.
Voya Group Hospital Indemnity Insurance
- Benefits can be used to assist in paying for deductible, coinsurance, and out-of-network expenses, etc.
- Benefits are paid regardless of other coverage
- Coverage is HSA compatible
- No pre-existing condition waiting period
- No Maternity waiting period
For additional information or to access the full Voya brochures, visit https://presents.voya.com/EBRC/Home/LGAA
For help filing a claim with Voya, please contact the Voluntary Benefits Team at 801-819-7744 or at vbcustomerservice@gbsbenefits.com